In an oven-safe skillet, over medium heat, brown the ground beef with the onion, peppers and garlic. Drain the grease.
Add the seasonings, then the tomatoes, chili beans and diced jalapenos. Mix well.
Top with the cheese and bake for 15-20 minutes until cheese is golden brown and bubbly. Top with as many Fritos as you like, and any additional toppings.
Notes
If you do not have an oven-safe pan, just transfer the mixture to a baking dish before adding the cheese.To serve it, you can also leave the Fritos off, and pour them in a bowl and add the filling on top.To make it for a party, set out individual bags of Fritos, and they can be eaten like walking tacos!